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SECRETS OF GETTING NEW HOME WITHOUT MONEY
HOME WHAT YOU CAN BUY IN AMERICA?
If you now read the paper, surely you will find hundreds of house ads that are sold. So whether you would buy all these diiklan? AMERICAN CITIZENS PLEASE ANSWER!
The answer is not all homes sold were profitable for you, then the house what would you look for? Read on, you'll discover how to have a house for FREE!
Property you are looking for is a house whose price is below market price and have cash flow
which could cover the bank installment (optimal). Why should a house with a cash flow?
Because to get a free house you have to use the levers of factors namely Bank
as a tool for you to get a Home Free. MUST READ, ALBERT EINSTEIN HOME
By using the bank then you do not have to pay at once the whole price of the seller offered to you, so you can buy a house even if you do not have as much money as the value of homes offered, but a consequence you have an obligation to pay installments each month to the bank to menggangsur rest.
But do not worry about your debt, if your property is rented in a state that pays monthly installments to the bank is the result of the lease so that your path to get a free house will be realized with ease.
Well if so from hundreds or even thousands of classified ads listed probably very few people enter this criterion.
The answer is "yes" is only a few that fall into this criteria, but take it easy, you just need a home that will change your life like the earth and sky.
To get a house with cash flow then you should find an existing house tenants and has been running. Well ...
The more engrossed in reading this article right?
You definitely can not wait to see the house everyone included in your search list later.
I give the secret .... The first is:
1. Rental housing (especially foreign rental)
2. Apartments (especially existing tenants)
3. Kos-boarding
4. Commercial Building
5. Existing home business
If you read the above, surely implied in your mind how it is possible to get a rented house with income to cover the bank installment average rental price of the house only 5% of the market price / year, while bank lending rate is now above 10%.
Indeed, the average rental property in Indonesia 5%, but this calm is an average figure if you remember when your math lesson in junior high school first, the average is the highest and lowest values. Okay, the average rent of a house in Indonesia, about 5%, now 5% of this 5% was not all there is 15%, 10%, 5% or even below 5%.
Now with the opening of the figures above we can know is that its value was above average and all you need is the word NO, then you only FOCUS looking for a home that values the rent above the average and above the prevailing bank rate is now with You focus to looking for a home that values the rent above the average bank interest. I am sure you will more quickly find your dream house.
To search for homes with the above criteria I gave stance for home use search techniques to find and filter 100-10-3-1 in my dream house. What is the meaning of 100-10-3-1?
The meaning of 100 homes 100-10-3-1 is that you are looking for 10 homes that you see, 3 house you fresh and 1 house that you buy.
This stage should you run because by doing this you will become sensitive to price because by running 100-10-3-1 techniques in looking for a home you have many more options and will keep us from buying a home due to emotional factors.
In addition, by executing this method you will get a lot of experience and more careful in making decisions to buy homes.
TIPS TO FIND RENTAL PROPERTY PRICES ABOVE AVERAGE
Find a price far below market price, for example, you get the home half of the market price then what happens to the rent?
You can install a minimum rental rate of 10% / year according to the average rental price. Find Foreign tenants because they can pay more than local tenants, create small barriers / kos-kos kosan rental value is greater than normal rental.
Note also the very important location factors also try to find the location of growth above
15% per year. I've proved the location with pertubuhan above are usually good.
How do you know? When he wants to buy a house see SVTO last 3 years and Iihat approximately what percentage of the price growth.
Examples
NJOP 2001: 100 million Year 2002: 120 million Year 2003: 135 million
Growth formula:
(NJOP Th 2 - Th NJOP 1) = perumbuhan NJOP Th 1
* Open the worksheet tools home
PROPERTY PRICE GROWTH GROWTH AVERAGE SVTO
Price NJOP Thn First USD. 100.000.000
A 20.00% growth
Price NJOP Thn Both Rp. 120 000 000 16.2500%
2 12:50% Growth
Third Thn NJOP Price USD. 135.000.000
Note:
Please fill in the appropriate par with your condition on a yellow field
TECHNIQUE START A FREE HOME SEARCH
Okay, once you know what house you're looking for and techniques to find the house we'll begin your free property search, how the step to look for free house:
1. Determine how your financial kemampun
2. Search Houses for sale ads
3. Filter the information you get
4. Enter the information into your house list
5. Visit the house
Okay, let's discuss one by one ..
A. Determining Your Financial Ability
Before looking for a home, it helps you determine your financial ability to advance because the investment house that I teach always in touch with the bank and if you deal with your bank should know approximately how much your credit limit. By knowing how much credit limit, you will know how much approximately the maximum value of the house you are looking for.
How to calculate your credit limit?
Banks make loans based on how much your income each month, from your income multiplied by 0.28 the result is a great installment nah maximum that can be issued a bank. This is the assumption that first (you have no other long-term loans).
The second assumption, if you have a long-term loans. If you have any other long-term loans such as mortgage, car etc which is still running, then the figures so pengalinya
0.36 nah result reduced the amount of installment obligations that are running, so the maximum value installments.
If you now read the paper, surely you will find hundreds of house ads that are sold. So whether you would buy all these diiklan? AMERICAN CITIZENS PLEASE ANSWER!
The answer is not all homes sold were profitable for you, then the house what would you look for? Read on, you'll discover how to have a house for FREE!
Property you are looking for is a house whose price is below market price and have cash flow
which could cover the bank installment (optimal). Why should a house with a cash flow?
Because to get a free house you have to use the levers of factors namely Bank
as a tool for you to get a Home Free. MUST READ, ALBERT EINSTEIN HOME
By using the bank then you do not have to pay at once the whole price of the seller offered to you, so you can buy a house even if you do not have as much money as the value of homes offered, but a consequence you have an obligation to pay installments each month to the bank to menggangsur rest.
But do not worry about your debt, if your property is rented in a state that pays monthly installments to the bank is the result of the lease so that your path to get a free house will be realized with ease.
Well if so from hundreds or even thousands of classified ads listed probably very few people enter this criterion.
The answer is "yes" is only a few that fall into this criteria, but take it easy, you just need a home that will change your life like the earth and sky.
To get a house with cash flow then you should find an existing house tenants and has been running. Well ...
The more engrossed in reading this article right?
You definitely can not wait to see the house everyone included in your search list later.
I give the secret .... The first is:
1. Rental housing (especially foreign rental)
2. Apartments (especially existing tenants)
3. Kos-boarding
4. Commercial Building
5. Existing home business
If you read the above, surely implied in your mind how it is possible to get a rented house with income to cover the bank installment average rental price of the house only 5% of the market price / year, while bank lending rate is now above 10%.
Indeed, the average rental property in Indonesia 5%, but this calm is an average figure if you remember when your math lesson in junior high school first, the average is the highest and lowest values. Okay, the average rent of a house in Indonesia, about 5%, now 5% of this 5% was not all there is 15%, 10%, 5% or even below 5%.
Now with the opening of the figures above we can know is that its value was above average and all you need is the word NO, then you only FOCUS looking for a home that values the rent above the average and above the prevailing bank rate is now with You focus to looking for a home that values the rent above the average bank interest. I am sure you will more quickly find your dream house.
To search for homes with the above criteria I gave stance for home use search techniques to find and filter 100-10-3-1 in my dream house. What is the meaning of 100-10-3-1?
The meaning of 100 homes 100-10-3-1 is that you are looking for 10 homes that you see, 3 house you fresh and 1 house that you buy.
This stage should you run because by doing this you will become sensitive to price because by running 100-10-3-1 techniques in looking for a home you have many more options and will keep us from buying a home due to emotional factors.
In addition, by executing this method you will get a lot of experience and more careful in making decisions to buy homes.
TIPS TO FIND RENTAL PROPERTY PRICES ABOVE AVERAGE
Find a price far below market price, for example, you get the home half of the market price then what happens to the rent?
You can install a minimum rental rate of 10% / year according to the average rental price. Find Foreign tenants because they can pay more than local tenants, create small barriers / kos-kos kosan rental value is greater than normal rental.
Note also the very important location factors also try to find the location of growth above
15% per year. I've proved the location with pertubuhan above are usually good.
How do you know? When he wants to buy a house see SVTO last 3 years and Iihat approximately what percentage of the price growth.
Examples
NJOP 2001: 100 million Year 2002: 120 million Year 2003: 135 million
Growth formula:
(NJOP Th 2 - Th NJOP 1) = perumbuhan NJOP Th 1
* Open the worksheet tools home
PROPERTY PRICE GROWTH GROWTH AVERAGE SVTO
Price NJOP Thn First USD. 100.000.000
A 20.00% growth
Price NJOP Thn Both Rp. 120 000 000 16.2500%
2 12:50% Growth
Third Thn NJOP Price USD. 135.000.000
Note:
Please fill in the appropriate par with your condition on a yellow field
TECHNIQUE START A FREE HOME SEARCH
Okay, once you know what house you're looking for and techniques to find the house we'll begin your free property search, how the step to look for free house:
1. Determine how your financial kemampun
2. Search Houses for sale ads
3. Filter the information you get
4. Enter the information into your house list
5. Visit the house
Okay, let's discuss one by one ..
A. Determining Your Financial Ability
Before looking for a home, it helps you determine your financial ability to advance because the investment house that I teach always in touch with the bank and if you deal with your bank should know approximately how much your credit limit. By knowing how much credit limit, you will know how much approximately the maximum value of the house you are looking for.
How to calculate your credit limit?
Banks make loans based on how much your income each month, from your income multiplied by 0.28 the result is a great installment nah maximum that can be issued a bank. This is the assumption that first (you have no other long-term loans).
The second assumption, if you have a long-term loans. If you have any other long-term loans such as mortgage, car etc which is still running, then the figures so pengalinya
0.36 nah result reduced the amount of installment obligations that are running, so the maximum value installments.
